about company Need A
Need A
Loss Assessor?
Understanding the Difference: Loss Adjuster vs. Loss Assessor
Loss Adjusters are appointed by insurance companies to protect their interests and often work to minimise the value of claims. In contrast, Loss Assessors act solely on behalf of the policyholder, with the primary goal of securing a fair and comprehensive settlement.
A Loss Assessor is engaged by the policyholder to manage the entire claims process – from compiling and submitting documentation to handling financial matters and negotiating directly with the insurer and their appointed representatives. This ensures your claim is presented accurately and professionally, giving you the best chance of a successful outcome.
what we do
Our Services
Business Owners
We provide loss assessing services to small business owners (local shops, restaurants etc) who have experienced an escape of water within the property boundary.
Homeowners
Near enough all home insurance will cover you for water damage as standard. The process of a claim can take a long time, if not managed properly or if not kept on top off .
Landlords
For professional landlords or for people with a second property, we provide a start to finish service for damages reported to them by tenants, in which result in an insurance claim.
What We Do
We offer property claims management for clients who have filed an escape of water, flood, or fire claim with their insurance company. While insurance companies may assist initially, their primary responsibility is to cover the costs of restoring your property and replacing damaged contents. However, without a Loss Assessor, you’ll be left to handle the most stressful and time-consuming aspects of the claim process on your own.
‘Escape of Water’ is a term used to describe a leak in your home, such as a burst pipe. For instance, low temperatures can cause water in pipes to freeze, expand, and crack, leading to a water escape. Other common causes include faulty washing machine connections, blocked drains, or overflowing toilets – frequent issues covered under buildings property insurance.
On the other hand, ‘Flood Insurance’ covers losses from water damage specifically due to flooding, whether from heavy rain, melting snow, coastal storm surges, or blocked drainage systems. Such water damage can be emotionally devastating for homeowners, making it crucial to have proper home insurance and take preventive measures against flood damage.
‘Flood Insurance‘ is a type of property insurance that covers damage from flooding caused by heavy or prolonged rain, melting snow, coastal storm surges, or blocked drainage systems. Such damage can be extremely distressing for homeowners. To safeguard your property in case of a flood, it’s crucial to have a comprehensive home insurance policy and take proactive steps to prevent flood damage.
‘Fire Insurance‘ is a type of property insurance that covers damage and losses caused by fire. While most policies include basic fire protection, homeowners can often purchase additional coverage to protect against more extensive damage or loss. This extra coverage helps cover the costs of replacing, repairing, or reconstructing property beyond the limits of standard insurance.
We will create a detailed specification of the required work, including estimated costs, necessary repairs to restore the property to its pre-loss condition, and the professionals needed to complete the job. Acting solely on the client’s behalf, we handle all interactions with the insurance company and their appointed loss adjusters, ensuring the client receives the fairest possible settlement for their claim.
testimonials
What People Say About Us
This organisation has been managing one of our properties for the last few months. Quotes are always delivered promptly and professionally including pictures and full detailed reports, the work is always carried out on time and to spec and they are always on hand for a discussion.
Ms Winston
CHELSEA, LONDON"Great service from a skilled team. Reliable, extremely high standard of service. very professional and i can honestly say, the claims assessor that handled my claim and the contractors that provided work, got my property back to normal quicker than expected."
Mrs Doyle
FITZROVIA, LONDONNick is very helpful and committed to giving his customers the best service. I would recommend him and his company to anyone who needs great and effective renovation work done in a timely manner. They really do go above and beyond.
Mrs Bartels
SILVERTOWN, LONDONExtremely efficient and professional. Came next working day and managed job quickly and to high standard as well as keeping me informed and enabling most cost-effective approach. I would highly recommend.