About Us
about company Need A
Need A
Loss Assessor?
Loss adjusters work for your insurance company and their interests, while loss assessors work for the policyholder and solely for your benefit. Loss Assessors are appointed by policyholders to manage their insurance claims on their behalf. But what does each one do? Let’s take a look.
Insurance companies are generally reluctant to pay out large settlements to policyholders to save money for the insurance company. The insurance company will send out the loss adjuster to manage the claim on their behalf and also mitigate the claim costs.
A Loss assessor will handle every aspect of your claim process to negotiate the best possible claim settlement for you, from your insurance company. Loss Assessors will help with every stage of your claim, from the paperwork and the finances to the more practical aspects of your claim. A Loss Assessor will meet with insurance company representatives, and surveyors of their appointed loss adjusters.
what we do
Our Services
Business Owners
We provide loss assessing services to small business owners (local shops, restaurants etc) who have experienced an escape of water within the property boundary.
Homeowners
Near enough all home insurance will cover you for water damage as standard. The process of a claim can take a long time, if not managed properly or if not kept on top off .
Landlords
For professional landlords or for people with a second property, we provide a start to nish service for damages reported to them by tenants, in which result in an insurance claim.
Our Service
What We Do
We provide property claims management to clients who have made an escape of water, flood or fire claim with their insurance company. While many insurance companies will assist you at the outset of your claim, their only responsibility is to ensure costs are covered to restore your property and replace affected contents. The most stressful and time-consuming day-to-day elements will be left to you to organise and oversee alone if you do not appoint a Loss Assessor.
‘Escape of Water’ is the technical term used to describe a leak in your home. It could include situations such as a burst pipe. For example, low temperatures cause water sitting in your pipes to freeze and expand causing a crack in the pipework and eventually an escape of water. Other causes of escape of water would be faulty washing machine connections, blocked drains or toilets overflowing. These types of escape of water would be the most common in buildings property insurance. “Flood Insurance is a type of property Insurance that covers your property for losses sustained by water damage, specifically due to flooding caused by heavy or prolonged rain, melting snow, coastal storm surges, or blocked storm drainage systems. These types of water damage in your home can cause severe emotional distress to a homeowner. To protect your property should the worst happen it is important to have a home insurance policy and to take necessary precautions to avoid flood damage.
“Flood Insurance’ is a type of property insurance that covers your property for losses sustained by water damage, specifically due to flooding caused by heavy or prolonged rain, melting snow, coastal storm surges, or blocked storm drainage systems. These types of water damage in your home can cause severe emotional distress to a homeowner. To protect your property should the worst happen, it is important to have a home insurance policy and to take necessary precautions to avoid flood damage.
Fire Insurance’ refers to a form of property insurance that covers damage and losses caused by fire. Most policies come with some form of fire protection, but homeowners may be able to purchase additional coverage in case their property is lost or damaged because of fire. Purchasing additional fire coverage helps to cover the cost of replacement, repair, or reconstruction of property above the limit set by the property insurance policy.
If you have experienced an escape of water, flood or fire damage on your property, we can help you with all aspects of your claim. We will provide you with an experienced claim assessor to manage your claim from the first notification until the reinstatement of your property and the close of the claim. Process – Once we are appointed we will attend the property to meet the client, assess the damaged area and have the client sign a mandate agreement.
We will draw up a specification of works in preparation on how much this claim is likely to cost, what needs to be done to return the property to its pre-loss condition and who will be needed to provide this work. We work on the client’s behalf only, meeting and discussing all aspects of the claim with the client’s insurance company. Meeting their appointed loss adjusters making sure the client obtains the fairest possible settlement for their claim.
testimonials
What People Say About Us
This organisation has been managing one of our properties for the last few months. Quotes are always delivered promptly and professionally including pictures and full detailed reports, the work is always carried out on time and to spec and they are always on hand for a discussion.
Ms Winston
CHELSEA, LONDON"Great service from a skilled team. Reliable, extremely high standard of service. very professional and i can honestly say, the claims assessor that handled my claim and the contractors that provided work, got my property back to normal quicker than expected."
Mrs Doyle
FITZROVIA, LONDONNick is very helpful and committed to giving his customers the best service. I would recommend him and his company to anyone who needs great and effective renovation work done in a timely manner. They really do go above and beyond.
Mrs Bartels
SILVERTOWN, LONDONExtremely efficient and professional. Came next working day and managed job quickly and to high standard as well as keeping me informed and enabling most cost-effective approach. I would highly recommend.