Loss of Rent After Property Damage: A Landlord’s Guide to Claiming What You Are Owed
When a rental property is damaged by fire, flood or a burst pipe, the repair bill is only half the story. Every week the property cannot be let is a week without rental income, while the mortgage, service charges and other outgoings still have to be paid. Loss of rent cover exists to fill that […]
Frozen Pipes This Winter: How to Prevent a Burst Pipe and Protect Your Insurance Claim
As temperatures drop, the risk of a burst pipe rises sharply. Water expands when it freezes, and a pipe that has frozen solid overnight can split the moment it starts to thaw. By the time the leak is noticed, water may already have soaked through ceilings, floors and walls. The good news is that most […]
Fire Damage Claims: Why Smoke, Soot and Firefighting Water Damage Are Often Underclaimed
When people think about fire damage, they picture the obvious: charred walls, a burnt-out kitchen, blackened timber. But in almost every fire, the damage that ends up costing the most to put right isn’t the fire itself. It’s everything the fire left behind. Smoke contamination, soot deposits, lingering odours, and the water used to put […]
Escape of Water Claim Rejected or Underpaid? Here’s What to Do Next
Discovering a burst pipe or a leaking appliance has flooded your kitchen or ceiling is stressful enough. Finding out afterwards that your insurer has rejected the claim outright, or offered a settlement that doesn’t come close to covering the repairs, can feel like a second blow entirely. Unfortunately, this happens more often than most policyholders […]
Common Flood Claim Mistakes Homeowners Make
Flooding can turn your life upside down within hours. Whether caused by heavy rainfall, burst pipes, overflowing rivers, or drainage failures, the damage can be extensive and expensive. While most homeowners focus on cleaning up and restoring their property, many unknowingly make mistakes during the insurance claims process that can reduce or delay their settlement. […]
What to Do Immediately After Property Damage
Property damage can happen without warning. Whether it’s caused by flooding, fire, storms, burst pipes, or accidental incidents, the moments immediately after the event are often stressful and confusing. While your first instinct may be to start cleaning up straight away, taking the right steps in the correct order can protect your safety, minimise further […]
Escape of Water Claims: What To Do After a Leak or Burst Pipe
Escape of water is one of the most common causes of property insurance claims in the UK. Whether the damage is caused by a burst pipe, leaking appliance or hidden plumbing issue, acting quickly can help reduce further damage and support a successful insurance claim. What Is an Escape of Water Claim? An escape of […]
What Does a Loss Assessor Do and Do You Need One?
If your home or business has suffered damage from a flood, fire or escape of water, one of the first questions you may ask is whether you need a loss assessor. Many property owners are unfamiliar with the role of a loss assessor and often assume their insurer will handle everything. While insurers will appoint […]
Spring Home Checklist: Protect Your Property as the Seasons Change
Spring Home Checklist: Protect Your Property as the Seasons Change As winter fades and longer, brighter days arrive, spring is the perfect time to check in on your home. Months of cold weather, heavy rain, and fluctuating temperatures can quietly take their toll on your property – often without you even realising. At UK Property […]
Hidden Leaks: Signs Your Home Has Water Damage You Can’t See
Hidden Leaks: Signs Your Home Has Water Damage You Can’t See Not all water damage announces itself with dripping ceilings or soggy carpets. In many UK homes, leaks prefer stealth. They hide behind walls, under floors, and inside ceilings, quietly causing damage long before you realise anything is wrong. By the time visible signs appear, […]
